/* =========================================================
   Buckeye Sports Betting — Ohio
   Design tokens matched to homebuyerplusohio.com
   ========================================================= */

:root {
  --ink: #10161f;
  --ink-2: #38445a;
  --ink-3: #64738d;
  --line: #e2e7f0;
  --line-2: #cbd4e4;
  --bg: #ffffff;
  --bg-2: #f6f8fc;
  --bg-3: #eef2f9;

  --brand: #0a3161;      /* Ohio flag navy */
  --brand-2: #17548f;
  --brand-ink: #05203f;
  --accent: #b31942;     /* Ohio flag red */
  --accent-2: #d02a52;

  --cream: #fbf7ef;
  --buckeye: #6b3f1d;
  --buckeye-2: #d9b382;
  --gold: #b8791a;
  --green: #10684a;
  --green-bg: #e8f5ef;
  --red-bg: #fdecee;
  --amber-bg: #fdf5e6;

  --radius: 14px;
  --radius-sm: 9px;
  --shadow: 0 1px 2px rgba(16, 22, 31, 0.05), 0 8px 24px -12px rgba(16, 22, 31, 0.18);
  --shadow-lg: 0 2px 4px rgba(16, 22, 31, 0.06), 0 24px 48px -20px rgba(16, 22, 31, 0.22);

  --sans: "Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto,
    "Helvetica Neue", Arial, sans-serif;
  --serif: "Iowan Old Style", "Palatino Linotype", Palatino, Georgia,
    "Times New Roman", serif;
  --mono: ui-monospace, SFMono-Regular, "SF Mono", Menlo, Consolas, monospace;
  --maxw: 1180px;
}

@media (prefers-color-scheme: dark) {
  :root {
    --ink: #eef2f8;
    --ink-2: #b3bed2;
    --ink-3: #8592ab;
    --line: #26303f;
    --line-2: #37455a;
    --bg: #0d1219;
    --bg-2: #131a24;
    --bg-3: #182130;
    --brand: #7fb4e6;
    --brand-2: #a5cdf5;
    --brand-ink: #cfe4fa;
    --accent: #ff738f;
    --accent-2: #ff8fa5;
    --cream: #1b2431;
    --buckeye: #c08a55;
    --buckeye-2: #f0d4ab;
    --gold: #e2a94a;
    --green: #58d3a4;
    --green-bg: #10281f;
    --red-bg: #2a1418;
    --amber-bg: #2a2113;
    --shadow: 0 1px 2px rgba(0, 0, 0, 0.4), 0 8px 24px -12px rgba(0, 0, 0, 0.7);
    --shadow-lg: 0 2px 4px rgba(0, 0, 0, 0.5), 0 24px 48px -20px rgba(0, 0, 0, 0.85);
  }
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: 84px; }

body {
  margin: 0;
  background: var(--bg);
  color: var(--ink);
  font-family: var(--sans);
  font-size: 17px;
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
}

img, svg { max-width: 100%; }
a { color: var(--brand-2); text-decoration: none; }
a:hover { text-decoration: underline; }

h1, h2, h3, h4 { margin: 0 0 0.5em; line-height: 1.18; font-weight: 700; }
h1, .section-title { font-family: var(--serif); letter-spacing: -0.025em; }
h1 { font-size: clamp(2.1rem, 5vw, 3.3rem); }
.section-title { font-size: clamp(1.7rem, 3.6vw, 2.35rem); margin: 0 0 0.35em; }
h3 { font-size: 1.12rem; }
p { margin: 0 0 1.05em; }

.wrap { max-width: var(--maxw); margin: 0 auto; padding: 0 24px; }
.narrow { max-width: 780px; }
.muted { color: var(--ink-3); }
.nowrap { white-space: nowrap; }
.center { text-align: center; }
.mt-0 { margin-top: 0; }
.mb-0 { margin-bottom: 0; }
.mt-32 { margin-top: 32px; }
.mb-32 { margin-bottom: 32px; }

.eyebrow {
  display: block;
  font-size: 0.7rem;
  font-weight: 650;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--ink-3);
  margin-bottom: 10px;
}
.kicker { composes: eyebrow; }
.kicker,
.section-head .kicker {
  font-size: 0.7rem;
  font-weight: 650;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--ink-3);
  margin-bottom: 10px;
}

.faint { color: var(--ink-3); font-size: 0.85rem; }

/* ---------- Ohio marks ---------- */
.ohio-sprite { position: absolute; width: 0; height: 0; overflow: hidden; }
.brand-mark svg { width: 26px; height: 28px; fill: var(--brand); display: block; }
.title-flag {
  display: inline-block;
  vertical-align: -0.08em;
  margin-right: 14px;
}
.title-flag svg {
  width: 1.15em;
  height: 0.71em;
  display: block;
  border-radius: 2px;
  box-shadow: 0 1px 3px rgba(16, 22, 31, 0.28);
}

/* ---------- Topbar ---------- */
.topbar {
  position: sticky;
  top: 0;
  z-index: 60;
  background: color-mix(in srgb, var(--bg) 88%, transparent);
  backdrop-filter: saturate(180%) blur(12px);
  -webkit-backdrop-filter: saturate(180%) blur(12px);
  border-bottom: 1px solid var(--line);
}
.topbar-inner {
  height: 66px;
  display: flex;
  align-items: center;
  gap: 22px;
}
.brand {
  display: flex;
  align-items: center;
  gap: 10px;
  color: var(--ink);
  text-decoration: none;
  margin-right: auto;
  font-size: 1rem;
}
.brand:hover { text-decoration: none; }
.brand-text { font-weight: 500; letter-spacing: -0.01em; }
.brand-text strong { font-weight: 750; }

.nav { display: flex; align-items: center; gap: 3px; }
.nav a {
  color: var(--ink-2);
  font-size: 0.9rem;
  font-weight: 550;
  padding: 7px 11px;
  border-radius: var(--radius-sm);
  text-decoration: none;
  white-space: nowrap;
}
.nav a:hover { background: var(--bg-3); color: var(--ink); text-decoration: none; }
.nav a.nav-cta {
  background: var(--brand);
  color: var(--bg);
  margin-right: 6px;
}
.nav a.nav-cta:hover { background: var(--brand-2); color: var(--bg); }
.nav-toggle {
  display: none;
  background: var(--bg);
  border: 1.5px solid var(--line-2);
  color: var(--ink-2);
  border-radius: 999px;
  padding: 7px 15px;
  font: 600 0.84rem var(--sans);
  cursor: pointer;
}

/* ---------- Compliance strip ---------- */
.compliance-bar {
  background: var(--brand);
  color: #fff;
  font-size: 0.76rem;
  line-height: 1.5;
  border-bottom: 1px solid var(--brand);
}
.compliance-inner {
  display: flex;
  align-items: center;
  flex-wrap: wrap;
  gap: 6px 16px;
  padding-top: 8px;
  padding-bottom: 8px;
}
.compliance-bar a { color: #fff; text-decoration: underline; font-weight: 600; }
.cb-age {
  flex: 0 0 auto;
  font-weight: 800;
  font-size: 0.7rem;
  letter-spacing: 0.04em;
  border: 1.5px solid rgba(255, 255, 255, 0.85);
  border-radius: 999px;
  padding: 1px 8px;
}
.cb-help { color: rgba(255, 255, 255, 0.92); }
@media (prefers-color-scheme: dark) {
  .compliance-bar { background: #0a2340; color: #dce8f7; border-bottom-color: var(--line); }
  .compliance-bar a { color: #fff; }
  .cb-help { color: #b9cee6; }
}

.disclosure-ad {
  border-left: 3px solid var(--gold);
  background: var(--amber-bg);
  border-color: color-mix(in srgb, var(--gold) 30%, transparent);
}

/* ---------- Bet types ---------- */
.bt-group + .bt-group { margin-top: 26px; }
.bt-group-title {
  font-size: 0.7rem;
  font-weight: 650;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--ink-3);
  margin: 0 0 12px;
}
.bt-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(268px, 1fr));
  gap: 14px;
}
.bt-card {
  background: var(--bg);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 18px 20px;
  box-shadow: var(--shadow);
}
.bt-head {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 10px;
  margin-bottom: 8px;
}
.bt-head h4 {
  margin: 0;
  font-family: var(--serif);
  font-size: 1.12rem;
  letter-spacing: -0.02em;
}
.bt-short { margin: 0 0 8px; font-size: 0.93rem; color: var(--ink-2); }
.bt-detail { margin: 0 0 8px; font-size: 0.9rem; color: var(--ink-2); }
.bt-note {
  margin: 0;
  padding-top: 9px;
  border-top: 1px solid var(--line);
  font-size: 0.84rem;
  color: var(--ink-3);
}

/* ---------- Material terms ---------- */
.terms-list {
  margin: 20px 0 16px;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  overflow: hidden;
  background: var(--bg);
  box-shadow: var(--shadow);
}
.terms-row {
  display: grid;
  grid-template-columns: 232px 1fr;
  gap: 20px;
  padding: 15px 20px;
  border-bottom: 1px solid var(--line);
}
.terms-row:last-child { border-bottom: none; }
.terms-row dt {
  font-size: 0.73rem;
  font-weight: 650;
  letter-spacing: 0.07em;
  text-transform: uppercase;
  color: var(--ink-3);
  line-height: 1.45;
}
.terms-row dd { margin: 0; font-size: 0.9rem; color: var(--ink-2); }
.terms-row dd strong { color: var(--ink); }
@media (max-width: 700px) {
  .terms-row { grid-template-columns: 1fr; gap: 5px; }
}

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 7px;
  border-radius: 999px;
  border: 1.5px solid var(--line-2);
  background: var(--bg);
  color: var(--ink-2);
  padding: 8px 16px;
  font: 600 0.84rem var(--sans);
  text-decoration: none;
  cursor: pointer;
  box-shadow: var(--shadow);
  transition: border-color 0.15s ease, background 0.15s ease, color 0.15s ease;
}
.btn:hover { text-decoration: none; border-color: var(--brand-2); color: var(--brand-2); }
.btn-primary {
  background: var(--brand);
  border-color: var(--brand);
  color: var(--bg);
}
.btn-primary:hover { background: var(--brand-2); border-color: var(--brand-2); color: var(--bg); }
.btn-small { padding: 6px 13px; font-size: 0.79rem; }

/* ---------- Bands ---------- */
.band, .section { padding: 68px 0; }
.band-alt { padding: 68px 0; background: var(--bg-2); }
.dot { color: var(--line-2); }
.band + .band, .band-alt + .band-alt { border-top: 1px solid var(--line); }
.section-head { margin-bottom: 30px; }
.section-intro { color: var(--ink-2); max-width: 66ch; margin-bottom: 0; }
.rule {
  width: 54px; height: 3px; border-radius: 2px;
  background: linear-gradient(90deg, var(--accent) 0 50%, var(--brand) 50% 100%);
  margin: 14px 0 18px;
}

/* ---------- Hero ---------- */
.hero {
  padding: 56px 0 52px;
  border-bottom: 1px solid var(--line);
  background:
    linear-gradient(180deg, var(--cream), transparent 70%),
    var(--bg);
}
.hero-inner {
  display: grid;
  grid-template-columns: 1.55fr 1fr;
  gap: 44px;
  align-items: start;
}
.hero h1 { margin-bottom: 18px; }
.lede { font-size: 1.08rem; color: var(--ink-2); margin-bottom: 22px; }
.hero-note { font-size: 0.85rem; color: var(--ink-3); margin-bottom: 0; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 10px; margin-bottom: 18px; }

.hero-card {
  background: var(--bg);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 26px 27px;
  box-shadow: var(--shadow-lg);
}
.hero-card h2 {
  font-family: var(--sans);
  font-size: 0.7rem;
  font-weight: 650;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--ink-3);
  margin-bottom: 14px;
  display: flex; align-items: center; gap: 8px;
}
.hero-card h2::before {
  content: "";
  width: 9px; height: 9px; border-radius: 50%;
  background: var(--accent);
  box-shadow: 0 0 0 3px var(--cream), 0 0 0 4px var(--line-2);
}
.glance { display: grid; gap: 0; }
.glance-row {
  display: flex;
  justify-content: space-between;
  gap: 16px;
  padding: 9px 0;
  border-bottom: 1px solid var(--line);
  font-size: 0.91rem;
}
.glance-row:last-child { border-bottom: none; }
.glance-row dt, .glance-k { color: var(--ink-3); }
.glance-row dd, .glance-v { margin: 0; font-weight: 650; text-align: right; color: var(--ink); }
.v-red { color: var(--accent); }
.v-green { color: var(--green); }
.v-navy { color: var(--brand-2); }

/* ---------- Ranked book rows ---------- */
.fi-list { display: grid; gap: 14px; }
.fi {
  display: grid;
  grid-template-columns: 1fr 236px;
  gap: 24px;
  align-items: center;
  background: var(--bg);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 20px 22px;
  box-shadow: var(--shadow);
  transition: border-color 0.15s ease, box-shadow 0.15s ease;
}
.fi:hover { border-color: var(--line-2); box-shadow: var(--shadow-lg); }
.fi.is-top { border-color: color-mix(in srgb, var(--accent) 45%, transparent); }

.fi-head { display: flex; align-items: center; gap: 13px; margin-bottom: 10px; }
.fi-rank {
  flex: 0 0 auto;
  width: 30px; height: 30px;
  border-radius: 50%;
  background: var(--bg-3);
  color: var(--ink-3);
  display: grid; place-items: center;
  font-size: 0.86rem; font-weight: 700;
}
.fi.is-top .fi-rank { background: var(--accent); color: #fff; }
.book-mark {
  flex: 0 0 42px;
  width: 42px; height: 42px;
  border-radius: 10px;
  display: grid; place-items: center;
  font: 900 0.75rem/1 var(--sans);
  letter-spacing: -0.02em;
  color: #fff;
  box-shadow: inset 0 0 0 1px rgba(0, 0, 0, 0.08);
}
.fi-name { font-size: 1.08rem; font-weight: 700; letter-spacing: -0.015em; }
.book-rating {
  display: flex; align-items: center; gap: 6px;
  font-size: 0.83rem; color: var(--ink-3); margin-top: 1px;
}
.stars { color: var(--gold); letter-spacing: 0.5px; font-size: 0.8rem; }

.fi-offer {
  font-family: var(--serif);
  font-size: 1.24rem;
  font-weight: 700;
  letter-spacing: -0.02em;
  color: var(--ink);
  margin: 0 0 10px;
}
.fi-meta {
  display: flex; flex-wrap: wrap; gap: 7px 16px;
  font-size: 0.85rem; color: var(--ink-3);
  margin-bottom: 9px;
}
.fi-meta b { color: var(--ink-2); font-weight: 650; }
.fi-note { font-size: 0.88rem; color: var(--ink-3); margin: 0; }

.fi-rate { text-align: right; }
.rate-num {
  font-family: var(--serif);
  font-size: 2.3rem;
  font-weight: 700;
  letter-spacing: -0.03em;
  line-height: 1.05;
  color: var(--brand-2);
  display: block;
}
.rate-label {
  font-size: 0.68rem;
  font-weight: 650;
  letter-spacing: 0.09em;
  text-transform: uppercase;
  color: var(--ink-3);
  margin: 4px 0 12px;
}
.fi-rate .btn { width: 100%; justify-content: center; }

/* ---------- Badges & pills ---------- */
.badge {
  display: inline-flex; align-items: center;
  font-size: 0.7rem; font-weight: 700;
  letter-spacing: 0.03em;
  padding: 3px 9px; border-radius: 999px;
  background: var(--bg-3); color: var(--ink-3);
}
.badge-top { background: color-mix(in srgb, var(--accent) 14%, transparent); color: var(--accent); }
.pill {
  display: inline-block;
  font-size: 0.68rem; font-weight: 700;
  letter-spacing: 0.05em; text-transform: uppercase;
  padding: 2px 8px; border-radius: 999px;
  background: var(--bg-3); color: var(--ink-3);
}
.pill-easy { background: var(--green-bg); color: var(--green); }
.pill-mod  { background: var(--amber-bg); color: var(--gold); }
.pill-adv  { background: var(--red-bg); color: var(--accent); }

/* ---------- Prose ---------- */
.prose { font-size: 1.03rem; }
.prose p { color: var(--ink-2); }
.prose h2 {
  font-family: var(--serif);
  font-size: clamp(1.45rem, 3vw, 1.85rem);
  letter-spacing: -0.022em;
  color: var(--ink);
  margin-top: 1.7em;
}
.prose h3 { margin-top: 1.5em; color: var(--ink); }
.prose ul, .prose ol { color: var(--ink-2); padding-left: 1.25em; margin: 0 0 1.15em; }
.prose li { margin-bottom: 0.5em; }
.prose strong { color: var(--ink); }
.prose code {
  font-family: var(--mono); font-size: 0.88em;
  background: var(--bg-3); padding: 1px 5px; border-radius: 5px;
}

.post {
  background: var(--cream);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 34px 38px;
  box-shadow: var(--shadow);
}
.post p:last-child { margin-bottom: 0; }
.post p { color: var(--ink-2); }
.post p:first-of-type::first-letter {
  font-family: var(--serif);
  font-size: 3.1rem;
  font-weight: 700;
  float: left;
  line-height: 0.86;
  padding: 4px 10px 0 0;
  color: var(--accent);
}
.post-disclaimer {
  margin-top: 20px;
  padding-top: 16px;
  border-top: 1px solid var(--line-2);
  font-size: 0.88rem;
  color: var(--ink-3);
}
.post-disclaimer::first-letter { font-size: inherit; float: none; padding: 0; color: inherit; }

.byline {
  display: flex; align-items: center; gap: 10px;
  font-size: 0.82rem; color: var(--ink-3);
  margin-bottom: 22px; padding-bottom: 18px;
  border-bottom: 1px solid var(--line);
}
.byline .dot { color: var(--line-2); }

.pullquote {
  border-left: 3px solid var(--accent);
  background: var(--cream);
  padding: 20px 24px;
  margin: 28px 0;
  border-radius: 0 var(--radius-sm) var(--radius-sm) 0;
  font-size: 1.04rem;
  color: var(--ink-2);
}
.pullquote p:last-child { margin-bottom: 0; }
.pullquote strong { color: var(--ink); }

/* ---------- Callouts / alerts ---------- */
.alert, .callout {
  border: 1px solid var(--line-2);
  background: var(--bg-2);
  border-radius: var(--radius-sm);
  padding: 16px 20px;
  margin: 24px 0;
  font-size: 0.94rem;
  color: var(--ink-2);
}
.alert h4, .callout h4 { margin-bottom: 6px; font-size: 0.95rem; color: var(--ink); }
.alert p:last-child, .callout p:last-child { margin-bottom: 0; }
.callout-warn, .alert-warn {
  background: var(--amber-bg);
  border-color: color-mix(in srgb, var(--gold) 35%, transparent);
}
.callout-warn h4, .alert-warn h4 { color: var(--gold); }
.callout-danger, .alert-danger {
  background: var(--red-bg);
  border-color: color-mix(in srgb, var(--accent) 35%, transparent);
}
.callout-danger h4, .alert-danger h4 { color: var(--accent); }
.callout-info, .alert-info {
  background: var(--green-bg);
  border-color: color-mix(in srgb, var(--green) 32%, transparent);
}
.callout-info h4, .alert-info h4 { color: var(--green); }

.disclosure, .fineprint {
  background: var(--bg-2);
  border: 1px solid var(--line);
  border-radius: var(--radius-sm);
  padding: 14px 18px;
  font-size: 0.83rem;
  color: var(--ink-3);
  margin: 22px 0;
}
.disclosure strong { color: var(--ink-2); }

/* ---------- Steps ---------- */
.steps { counter-reset: step; display: grid; gap: 14px; }
.step {
  position: relative;
  background: var(--bg);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 20px 24px 20px 64px;
  box-shadow: var(--shadow);
}
.step::before {
  counter-increment: step;
  content: counter(step);
  position: absolute;
  left: 22px; top: 21px;
  width: 26px; height: 26px;
  border-radius: 50%;
  background: var(--accent);
  color: #fff;
  display: grid; place-items: center;
  font-size: 0.8rem; font-weight: 700;
  box-shadow: 0 0 0 3px var(--cream);
}
.step h3 { margin-bottom: 5px; font-size: 1.04rem; }
.step p:last-child { margin-bottom: 0; }

/* ---------- Review page ---------- */
.review-hero {
  padding: 40px 0 32px;
  border-bottom: 1px solid var(--line);
  background: linear-gradient(180deg, var(--cream), transparent 80%), var(--bg);
}
.breadcrumb { font-size: 0.84rem; color: var(--ink-3); margin-bottom: 16px; }
.breadcrumb a { color: var(--ink-3); }
.review-top { display: flex; align-items: center; gap: 18px; flex-wrap: wrap; }
.review-top h1 { margin: 0; font-size: clamp(1.75rem, 4vw, 2.5rem); }
.review-hero .book-mark {
  flex-basis: 60px; width: 60px; height: 60px;
  border-radius: 14px; font-size: 0.95rem;
}

.spec-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(210px, 1fr));
  background: var(--bg);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  overflow: hidden;
  margin: 26px 0;
  box-shadow: var(--shadow);
}
.spec { padding: 15px 19px; border-right: 1px solid var(--line); border-bottom: 1px solid var(--line); }
.spec-label {
  font-size: 0.66rem; text-transform: uppercase; letter-spacing: 0.09em;
  color: var(--ink-3); font-weight: 650; margin-bottom: 3px;
}
.spec-val { font-weight: 650; font-size: 0.97rem; }
.val-green { color: var(--green); }
.val-gold  { color: var(--gold); }
.val-red   { color: var(--accent); }

.pc-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; margin: 24px 0; }
.pc {
  background: var(--bg);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 20px 22px;
  box-shadow: var(--shadow);
}
.pc h4 { margin-bottom: 11px; font-size: 0.95rem; }
.pc.good h4 { color: var(--green); }
.pc.bad h4 { color: var(--accent); }
.pc ul { list-style: none; padding: 0; margin: 0; }
.pc li {
  position: relative; padding-left: 20px; margin-bottom: 9px;
  font-size: 0.91rem; color: var(--ink-2); line-height: 1.55;
}
.pc li::before { position: absolute; left: 0; top: -1px; font-weight: 800; }
.pc.good li::before { content: "+"; color: var(--green); }
.pc.bad li::before { content: "\2212"; color: var(--accent); }

.math {
  background: var(--bg-2);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 20px 24px;
  margin: 26px 0;
}
.math-line {
  display: flex; justify-content: space-between; gap: 16px;
  padding: 8px 0;
  border-bottom: 1px dashed var(--line-2);
  font-family: var(--mono); font-size: 0.83rem;
  color: var(--ink-2);
}
.math-line:last-child { border-bottom: none; }
.math-line.total {
  font-weight: 700; color: var(--green);
  border-top: 1px solid var(--line-2); border-bottom: none;
  margin-top: 5px; padding-top: 12px;
}
.math-line span:last-child { text-align: right; white-space: nowrap; }

.kv-row {
  display: flex; justify-content: space-between; gap: 14px;
  padding: 9px 0; font-size: 0.92rem;
  border-bottom: 1px solid var(--line);
}
.kv-row:last-of-type { border-bottom: none; }
.kv-row dt { color: var(--ink-3); }
.kv-row dd { margin: 0; font-weight: 600; text-align: right; color: var(--ink-2); }

.cta-band {
  background: var(--cream);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 30px 34px;
  display: flex; align-items: center; justify-content: space-between;
  gap: 24px; flex-wrap: wrap;
  box-shadow: var(--shadow);
}
.cta-band h3 { margin-bottom: 4px; font-family: var(--serif); font-size: 1.3rem; }
.cta-band p { margin: 0; color: var(--ink-3); font-size: 0.94rem; }

.table-scroll {
  overflow-x: auto;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: var(--bg);
  box-shadow: var(--shadow);
  -webkit-overflow-scrolling: touch;
}
table.cmp { width: 100%; border-collapse: collapse; font-size: 0.9rem; min-width: 520px; }
table.cmp th, table.cmp td {
  padding: 11px 15px; text-align: left;
  border-bottom: 1px solid var(--line); white-space: nowrap;
}
table.cmp thead th {
  background: var(--bg-2); color: var(--ink-3);
  font-size: 0.68rem; text-transform: uppercase;
  letter-spacing: 0.07em; font-weight: 650;
}
table.cmp tbody tr:last-child td { border-bottom: none; }
table.cmp td { color: var(--ink-2); }

/* ---------- Footer ---------- */
.footer {
  border-top: 1px solid var(--line);
  background: var(--bg-2);
  padding: 44px 0 34px;
  font-size: 0.89rem;
  color: var(--ink-3);
}
.footer-grid {
  display: grid; grid-template-columns: 1.7fr 1fr 1fr;
  gap: 34px; margin-bottom: 30px;
}
.footer h5 {
  font-size: 0.68rem; text-transform: uppercase; letter-spacing: 0.1em;
  color: var(--ink-3); margin: 0 0 12px; font-weight: 650;
}
.footer ul { list-style: none; padding: 0; margin: 0; }
.footer li { margin-bottom: 7px; }
.footer a { color: var(--ink-2); }

.rg-bar {
  border-top: 1px solid var(--line);
  padding-top: 20px;
  display: flex; gap: 14px; align-items: flex-start;
  font-size: 0.82rem; line-height: 1.6;
}
.age-badge {
  flex: 0 0 auto;
  width: 38px; height: 38px; border-radius: 50%;
  border: 2px solid var(--accent); color: var(--accent);
  display: grid; place-items: center;
  font-weight: 800; font-size: 0.8rem;
}

.skip {
  position: absolute; left: -9999px;
  background: var(--brand); color: #fff;
  padding: 10px 16px; border-radius: var(--radius-sm); z-index: 100;
}
.skip:focus { left: 12px; top: 12px; }

/* ---------- Responsive ---------- */
@media (max-width: 900px) {
  .hero-inner { grid-template-columns: 1fr; gap: 30px; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .pc-grid { grid-template-columns: 1fr; }
}
@media (max-width: 760px) {
  body { font-size: 16px; }
  .nav-toggle { display: block; }
  .nav {
    display: none;
    position: absolute; top: 66px; left: 0; right: 0;
    flex-direction: column; align-items: stretch; gap: 2px;
    background: var(--bg);
    border-bottom: 1px solid var(--line);
    padding: 10px 20px 16px;
    box-shadow: var(--shadow-lg);
  }
  .nav.open { display: flex; }
  .nav a { padding: 11px 12px; }
  .nav a.nav-cta { margin: 0 0 4px; text-align: center; justify-content: center; }
  .hero { padding: 40px 0 38px; }
  .band, .band-alt { padding: 48px 0; }
  .fi { grid-template-columns: 1fr; gap: 16px; padding: 18px; }
  .fi-rate { text-align: left; display: flex; align-items: center; gap: 16px; flex-wrap: wrap; }
  .rate-label { margin: 0; }
  .fi-rate .btn { width: auto; margin-left: auto; }
  .post { padding: 26px 22px; }
  .cta-band { padding: 24px 22px; }
  .step { padding: 18px 20px; }
  .step::before { position: static; margin-bottom: 10px; }
  .footer-grid { grid-template-columns: 1fr; gap: 24px; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  * { transition: none !important; }
}